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Mobility

Bumba rental protection and extras

Compare Premium, Standard and rental without Bumba protection. Understand the R$3,500 per-event deductible, preauthorization and optional extras.

Published on November 07, 2026 · Reviewed on November 07, 2026 · 2 min read

Before choosing protection for your rental car, separate three questions: the rental price, your responsibility if something happens and the amount of card limit held. These are different things. At Bumba, you can choose Premium Protection, Standard Protection or rent without the rental company’s insurance. Ask for your quote to identify the selected option and any accessories requested.

Premium Protection

Here, you pay nothing under any circumstances. We cover it. Premium is the option for leaving rental incidents to Bumba, with no deductible and no co-payment. When comparing quotes, consider this difference from Standard and ask for the price for your travel dates. You can then decide with a clear understanding of both the rental cost and the protection you have selected.

Standard Protection

Standard provides protection for robbery, theft and collision, with a deductible of R$3,500 per event. Third-party damage cover is up to R$200,000. Glass, tyres and wheels are also included. There is no additional 15% charge on the deductible: that surcharge is not added to the R$3,500. The amount applies per event; it is not a single payment that automatically ends all responsibility throughout the rental.

Renting without the rental company’s insurance

You may also rent without buying Bumba protection, whether you intend to use card-provided coverage or accept the risks specified in the contract. The preauthorization is the same as for Premium or Standard. Before relying on your card, confirm eligibility, coverage, payment requirements and the documents needed after an incident directly with the card provider.

Choose extras separately

Ask about an ISOFIX child seat, phone holder, charger and SIM card according to your travel needs. Confirm availability, compatibility and prices in your quote: accessories are not automatically free. When travelling with children, provide age, height and weight. For mobile internet, check the plan and phone. Before collection, review timing, protection, extras and preauthorization with the team, and keep the agreed conditions accessible throughout your trip.

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